Posts tagged foreclosure
Getting help with foreclosure
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The idea of losing your house is scary enough without having to consider the legal process that you’ll need to navigate. Finding information about foreclosure can also be difficult. MyLawBC’s foreclosure pathway is designed to address these issues. It helps people going through the foreclosure process or those who are worried that they might have to.

As you answer questions about your situation, MyLawBC determines what information you need to help you keep your home. You get practical information on how to prevent foreclosure and where to find financial and legal help. At the end of the pathway, you’ll get an action plan that tells you what your options are to keep your house and what steps you need to take. Your plan also includes other resources such as tips, checklists, and sample letters.

If you decide to go to court, MyLawBC gives you an overview of the court process, information on how to prepare for court, and links to sample court documents.

Welcome to MyLawBC!
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Over the last year, you may have heard whispers about a new project we’ve been working on called MyLawBC. Today we’re happy to announce that MyLawBC has launched and is now ready to be used! What’s the big deal about MyLawBC? It’s a new way of delivering legal information; it’s interactive and focused on giving you information you can act on. Where many other legal websites are like a book, MyLawBC is more like a conversation. You answer a series of questions about your problem and the site creates an action plan for you. This plan covers the information you need to know, the first steps you can take to resolve your problem, the next steps you’ll need to take after that, and where you can get more help.

MyLawBC has information on separation, divorce and family orders, abuse and family violence, missed mortgage payments, and wills and personal planning. Only have a smartphone? No problem! These pathways work just fine on any mobile device.

The Dialogue Tool is another part of MyLawBC that we’re proud of. It helps couples who are splitting up create a fair and lasting separation agreement. It helps you and your spouse identify what’s important to you as you split up and provides you with an online platform and tools to work together on, as well as links to other services that can help, so that you can create a separation agreement you can download and print in the end.

This just scratches the surface; we’ll be talking about more in depth over the next few days. In the meantime, feel free to dive in yourself and see what the site has to offer!

Hot Off the Press — Can’t Pay Your Mortgage? What you can do if you’re facing foreclosure

We’ve made minor revisions to the booklet Can’t Pay Your Mortgage? It explains the legal process of foreclosure for home owners. A colourful flow chart visually shows your two options when facing foreclosure — solve the problem without going to court or follow the steps of the court process.

The next sections describe both options in detail. Information for condo owners and tenants facing foreclosure is also provided.

The last section includes links to court forms to fill out, a step-by-step guide to help you prepare an affidavit, and where to find legal help.

Can’t Pay Your Mortgage? is available online only.

The previous January 2015 edition is still legally accurate.

The French version doesn't include the most recent minor changes and updates that appear in the English version.

Hot Off the Press: Can’t Pay Your Mortgage? What you can do if you’re facing foreclosure

We’ve revised the booklet Can’t Pay Your Mortgage? and redesigned it as an interactive online-only PDF. The new edition:

  • explains the legal process of foreclosure for home owners in an easy-to-navigate format;
  • includes a colourful flow chart that visually shows your two options when facing foreclosure — solve the problem without going to court or follow the steps of the court process;
  • describes both options in detail in the next sections (includes information for condominium owners and tenants facing foreclosure); and
  • concludes with live links to court forms, a step-by-step guide to prepare an affidavit, and links to find legal help.

Can’t Pay Your Mortgage? is also available in a black-and-white print-friendly version.

The new PDF replaces the previous printed 2012 edition, which is still legally accurate.